FREQUENTLY ASKED QUESTIONs
Yes. If you have a mortgage, your lender will require it. Even if you don’t, insurance protects your home from hurricanes, fire, theft, and more.
Most policies include protection for your dwelling, personal belongings, liability, and loss of use. Additional coverage (like flood) can be added based on your needs.
No. Flood insurance is not part of a standard homeowners policy but can be purchased separately—and is highly recommended in many parts of Florida.
Yes. We work with multiple carriers who specialize in helping homeowners with prior claims get covered at a competitive rate.
